Boost your business cashflow in 48 hours

Up to 80% invoice value
Pre-approved up to $50k

INVOICE FINANCING

For SMEs issuing Invoices with
credit terms of 30 - 150 days

  • Get up to 80% of invoice value* (pre-approved for $50k)
  • One-time disbursement fee only
  • No lock-in period: Flexible, pay-per-invoice arrangement
  • Easy to apply, 48-hr approval

PURCHASE ORDER FINANCING

For SMEs with
large orders or contracts

  • Get up to 60% of purchase order amount* (pre-approved for $30k)
  • One-time disbursement fee only
  • No lock-in period: Flexible, pay-per-invoice arrangement
  • Easy to apply, 48-hr approval

Best suited for vendors, suppliers, contractors and property managers in Singapore

  • Equipment Supply
  • Facility Maintenance
  • Property Management
  • Property Construction
  • Property Renovation and/or Fit-out
  • Asset Enhancement Initiatives

Increase business
cashflow

Fulfil growing orders & demand

Access extra financial support

Expand and grow your business

Announcement: Upcoming FREE Webinar

 “SME Edition: Solve and prevent cashflow issues”

FOR:

Business Owners, CFO and Head of Finance

WHAT’S HAPPENING:

  • What is Really eZFunds (+benefits)
  • Combat Cash Flow Challenges        
  • Q&A session 

Really has partnered with Validus to help SMEs in Singapore access funds easily and affordably. Vendors on the Really platform could be approved for up to *$50,000 in funding in as little time as 48 hours.

*T&Cs apply.

Check your eligibility

Frequently asked questions

You need to have an account with Really and the project you need to get funds for should be a project from Really platform.

To qualify, your business must be registered on ACRA, with an operating history of at least 2 years, and a minimum annual revenue of at least SGD 500k.

You may borrow up to SGD 500k. Loan amount, interest rates, and disbursement fee for any finance or loan request may vary and is subject to assessment by Validus Capital.

It’s easy to get started, SMEs will simply need to send in a few documents to apply*

  • Bank Statements (past 6 months)
  • Financial Statement/ Management Account (past 1 year)
  • Credit Bureau Statement (past 1 month) of Personal Guarantor(s)
  • Notice of Assessment (past 1 year) of Personal Guarantor(s)

*Required application documents may vary on application based on the financing request

A summary of your business, risks, strengths & other factors associated with the funding request, and other details about your business will be made available to our risk assessment partners, insurance company, and credit bureaus for receiving your credit reports, as well as registered investors on the platform.

Late interests will apply and we may engage debt collectors and legal proceedings if necessary. Nonetheless, we really do hope it does not come to this!

It can vary from 1% – 2% per month, depending on the SME profile and credit analysis. Unlike banks and other financing companies, Validus only charges a one-time disbursement fee only (no additional nor hidden charges).

Exclusive Offer Terms and Conditions

*Subject to a maximum financing amount of $500,000 for Invoice Financing, and $250,000 for Purchase Order Financing. Rates published are only applicable to projects of Tenders won on the Really platform, and only if the MCST (Buyer) has signed an Notice of Irrevocable Payment (NIP) to redirect invoice(s) payment for goods and services by SME Borrower, to Validus Capital.

Information provided is intended as a guide only, and does not constitute a loan application or an offer of finance. Rates may vary and any finance or loan request is subject to assessment by Validus Capital. Really reserves the right to update the information without prior notice.